The Influence of Financial Literacy and Financial Technology Payment on Udayana University Management Students' Interest in Transactions
DOI:
https://doi.org/10.58857/JFAE.2024.v01.i01.p03Keywords:
Financial Literacy, Financial Technology Payment, Interest in TransactionsAbstract
This research aims to determine the influence of financial literacy and the use of Financial Technology (Fintech) Payment on the transaction interest of Management students at Udayana University. This study was conducted to understand the level of students' understanding of finance and the extent of the influence of Fintech Payments in shaping their transaction interest. The survey method was used to collect data from 94 respondents who were students of the Management Study Program at Udayana University. Data analysis used statistical techniques, including multiple regression and descriptive analysis. This study shows that financial literacy and financial payment technology have a positive impact on students' interest in making transactions. It is hoped that the results of this research will provide further insight into the relationship between financial literacy, the use of Fintech Payments, and the transaction interest of Management students, which can be the basis for developing financial literacy programs and increasing acceptance of Fintech Payments among students.
Downloads
References
Article, A. (2018). Financial Education. Retrieved from snki.go.id: https://snki.go.id/edukasi-keuangan/
BFI, A. (2022). Financial Literacy: Definition, Benefits and Levels. Retrieved from www.bfi.co.id: https://www.bfi.co.id/id/blog/literasi-keuangan-pengertian-benefits-dan-angkatannya
Darman. (2019). Financial Technology (FinTech): Characteristics and Quality of Loans in Peer to Peer Lending in Indonesia. Journal of Technology Management, 130-137.
Erlangga, MY (2020). The Influence of Fintech Payments on Student Financial Management Behavior. Journal of Management and Business Research, 5.
Finance, MU (2023). What is Financial Literacy According to Experts? Aspects & Benefits . Retrieved from mufdana.muf.co.id: https://mufdana.muf.co.id/berita/2023/03/apa-itu-literasi-keuangan-menrut-ahli-cepat-besar/
Finance, MU (2023). Financial Education & Literacy. Retrieved from www.muf.co.id: https://www.muf.co.id/edukasi-dan-literasi-keuangan/
Hadi Purwanto, Dy (2022). Development And Impact Of Financial Technology (Fintech) On Financial Management Behavior In Society. Complexity: Journal of Management, Organization and Business.
Ibn. (2020, October 21). Fintech is: Definition, Types and Benefits for Society. Retrieved December 9, 2023, from AccurateOnline: https://accurate.id/economickeuangan/fintech-ilah/
Indonesia, F. (2023, July 27). Press Release Aftech Annual Members Survey 2022/2023, The Indonesian Fintech Industry Is Stepperly Moving Towards Sustainability And Inclusion. Retrieved from fintech.id: https://fintech.id/id/document/siaran-pers-aftech-annual-members-survey-20222023-industri-fintech-indonesia-mantap-meangkat-menuju-arah-sustainability-dan- inclusion
Finance, O.J. (2022, November 22). Press Release: National Survey of Financial Literacy and Inclusion 2022. Retrieved from ojk.go.id: https://ojk.go.id/id/berita-dan-kegiatan/siaran-pers/Pages/Survei-Nasional-Literasi- and-Financial-Inclusion-Year-2022.aspx
Communications, D. (2018). Getting To Know Financial Technology. Retrieved from www.bi.go.id: https://www.bi.go.id/id/edukasi/Pages/mengenal-Financial-Teknologi.aspx
Maharani, T. (2016). The Influence of Personal Financial Literacy, Financial Attitude on Financial Management Behavior of Undergraduate Students at the Faculty of Economics, Andalas University. Economic Journal.
Mesak, E. (2023, August 15). Financial Literacy: Definition, Benefits and Levels. Retrieved from mekari.com: https://mekari.com/blog/mengenal-literasi-keuangan/
Ni Putu Natalia, NL (2022). The Influence of Financial Technology, Company Characteristics, Owner Characteristics And Business Location On Msme Funding Decisions In Bali Province. Bulletin of Economic Studies, 189-209.
Pambudi, RD (2019). Development of Fintech Among Uin Walisongo Students. Harmony: Social Sciences and PKN Learning Journal.
Peek, S. (2020, June 11). What Is Fintech? Definition, Evolution and Examples. Retrieved from www.uschamber.com: https://www.uschamber.com/co/run/business-financing/what-is-fintech
Puspaningtyas, L. (2023, July 25). OJK Aims for Financial Literacy Index to Reach 53 Percent by the End of 2023. Retrieved from Ekonomi.republika.co.id: https:// Ekonomi.republika.co.id/berita/ryd0nw502/ojk-bidik-index-literasi-keuangan-capai- 53-percent-by-end-2023
Vionita Winda Mukti, RR (2022). The Influence of Fintech Payment and Financial Literacy on Student Financial Management Behavior. Accountable: Journal of Accounting and Finance, 52-58.
